| Checking Account Rates | |||||
| Checking Account | Interest Rate | Semi-Annual (APY*) | Monthly (APY*) | Minimum Deposit to Open | Minimum Balance to Earn APY* |
| Now Checking** | 0.25 | N/A | 0.25 | $1,000.00 | NONE |
| Super Now Checking** | 0.25 | N/A | 0.25 | $2,500.00 | $.01 - 2,499.99 |
| Super Now Checking** | 0.35 | N/A | 0.35 | $2,500.00 | $2,500.00 + |
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*APY = Annual Percentage Yield **The Rate may change after the account is opened. - Rates are subject to change. - Fees could reduce the earnings on the above accounts. - Additional information is available upon request. Back to Top |
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Savings Account Rates and Tiered Money Market Savings |
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| Savings Accounts | Interest Rate | Semi-Annual (APY*) | Monthly (APY*) | Minimum Deposit to Open | Minimum Balance to Earn APY* |
| Statement Savings** | 0.35 | 0.35 | N/A | $100.00 | NONE |
| Christmas Club** | 0.35 | N/A | N/A | $100.00 | NONE |
| Money Market Savings** | 0.35 | N/A | 0.35 | $2,500 | $.01 - $2,499.99 |
| Money Market Savings** | .75 | N/A | .75 | $2,500 | $2,500 - $9,999.99 |
| Money Market Savings** | .85 | N/A | .85 | $2,500 | $10,000 - $24,999.99 |
| Money Market Savings** | 1.25 | N/A | 1.26 | $2,500 | $25,000 - $49,999.99 |
| Money Market Savings** | 1.55 | N/A | 1.56 | $2,500 | $50,000 - $74,999.99 |
| Money Market Savings** | 1.55 | N/A | 1.56 | $2,500 | $75,000 - $99,999.99 |
| Money Market Savings** | 2.00 | N/A | 2.02 | $2,500 | $100,000 + |
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*APY = Annual Percentage Yield **The Rate may change after the account is opened. - Rates are subject to change. - Fees could reduce the earnings on the above accounts. - Additional information is available upon request. - A Penalty may be imposed for early withdrawal from the Christmas Club. Back to Top |
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| Certificate of Deposit or Traditional/Roth IRA | |||
| Tiers | Interest Rate | Semi-Annual (APY*) | Minimum Deposit to Open |
| 3 Month CD | 2.00 | N/A | $2,500.00 |
| 6 Month CD | 2.10 | N/A | $2,500.00 |
| 12 Month CD | 2.50 | 2.52 | $500.00 |
| 15 Month CD | 2.50 | 2.52 | $500.00 |
| 24 Month CD | 3.00 | 3.02 | $500.00 |
| 36 Month CD | 3.45 | 3.48 | $500.00 |
| 48 Month CD | 3.75 | 3.79 | $500.00 |
| 60 Month CD | 4.00 | 4.04 | $500.00 |
| 18 Month IRA | 2.75 | 2.77 | $25.00 |
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*APY = Annual Percentage Yield **The Rate may change after the account is opened. - Rates are subject to change. - Fees could reduce the earnings on the above accounts. - Additional information is available upon request. - A Penalty may be imposed for early withdrawal from CD's and IRA's. Back to Top |
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| Mortgage Loans $50,000 to $99,999 | ||||
| Rate | APR* | Monthly Payment | Estimated Closing Costs | |
| 30 Year Fixed Rate Loans | 6.375% | 6.432% | $499.10 | $878.00 |
| 15 Year Fixed Rate Loans | 5.875% | 5.968% | $669.69 | $878.00 |
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*APR=Annual Percentage Rate Please note the following: •See the Loan Assumptions Below. Monthly Payment and Estimated Closing Costs are based on the information in Loan Assumptions for $50,000 to $99,999 shown below. •These interest rates and APRs are subject to change without notice. •The monthly payment shown only includes your principal and interest payment. Your total monthly obligation will be higher with an escrow account or if your loan requires private mortgage insurance. •Your APR will vary based on your final loan amount and finance charges. -Today's rates will first be posted by 11:00 A.M. CST -Please call for 20 year and 10 year rates. Back to Top |
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| Mortgage Loans $100,000 or more | ||||
| Rate | APR* | Monthly Payment | Estimated Closing Costs | |
| 30 Year Fixed Rate Loans | 6.250% | 6.288% | $738.86 | $878.00 |
| 15 Year Fixed Rate Loans | 5.750% | 5.812% | $996.49 | $878.00 |
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*APR=Annual Percentage Rate Please note the following: •See the Loan Assumptions Below. Monthly Payment and Estimated Closing Costs are based on the information in Loan Assumptions for $100,000 or more shown below. •These interest rates and APRs are subject to change without notice. •The monthly payment shown only includes your principal and interest payment. Your total monthly obligation will be higher with an escrow account or if your loan requires private mortgage insurance. •Your APR will vary based on your final loan amount and finance charges. -Today's rates will first be posted by 11:00 A.M. CST -Please call for 20 year and 10 year rates. Back to Top |
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| Loan Assumptions for $50,000 to $99,999 | |
| •Existing single family home. | |
| •Primary residence. | |
| •Purchase price:$100,000 | |
| •Loan amount: $80,000 | |
| •Escrow account included. | |
| •Rate lock period: 45 days | |
| •State: Wisconsin | |
| •County: Manitowoc/Sheboygan | |
| Estimated Closing Costs | Amount |
| Appraisal Fee | $250.00 |
| Underwriting Fee | $200.00 |
| Secondary Market Fee | $150.00 |
| Tax Service Fee | $75.00 |
| DU Approved Underwriting Fee | $50.00 |
| Recording Fees | $63.00 |
| Title Insurance | $75.00 |
| Flood Determination | $15.00 |
| Total | $878.00 |
| Back to Top | |
| Loan Assumptions for $100,000 or more | |
| •Existing single family home. | |
| •Primary residence. | |
| •Purchase price:$150,000 | |
| •Loan amount: $120,000 | |
| •Escrow account included. | |
| •Rate lock period: 45 days | |
| •State: Wisconsin | |
| •County: Manitowoc/Sheboygan | |
| Estimated Closing Costs | Amount |
| Appraisal Fee | $250.00 |
| Underwriting Fee | $200.00 |
| Secondary Market Fee | $150.00 |
| Tax Service Fee | $75.00 |
| DU Approved Underwriting Fee | $50.00 |
| Recording Fees | $63.00 |
| Title Insurance | $75.00 |
| Flood Determination | $15.00 |
| Total | $878.00 |
| Back to Top | |
